Colorado Zero-Deductible Glass Law

How to Get a Free Windshield Replacement with Insurance in Colorado

The cheapest windshield replacement is the one your insurance pays for — and in Colorado, that means $0. Colorado law allows insurers to offer zero-deductible comprehensive glass coverage, meaning you pay nothing out of pocket for a full windshield replacement. If you have comprehensive coverage, filing an insurance claim is always the cheapest option.

Colorado Law:

Colorado Revised Statute 10-4-613 requires that insurers offering comprehensive auto coverage must make zero-deductible glass coverage available to policyholders. This means your insurer cannot force you to pay a deductible on windshield claims. Most Colorado drivers with comprehensive insurance already have this benefit and do not know it.

Cash vs. Insurance: The Cost Comparison

Paying Cash

  • Standard sedan: $280–$420
  • SUV / truck: $350–$520
  • ADAS vehicle: $500–$900+
  • You handle all scheduling

Using Insurance (CO Law)

  • $0 out of pocket
  • No rate increase for glass claims
  • We handle all paperwork
  • Same-day or next-day service

3 Steps to a Free Windshield Replacement

1

Verify Your Coverage

Call Pink Auto Glass at (720) 918-7465 or visit the insurance claims page. We verify your comprehensive coverage in about 5 minutes — no hold music, no phone trees.

2

We File the Claim

Pink Auto Glass handles the paperwork and contacts your carrier directly. You do not need to call your insurance company. We confirm the $0 deductible and schedule your appointment.

3

Free Replacement, Mobile or In-Shop

We come to your home, office, or preferred Denver metro location. Replacement is completed in 60–90 minutes. You pay $0.

Carriers We Work With

Pink Auto Glass is an approved vendor with all major Colorado carriers. Click your carrier for claim-specific instructions.

Stop Paying for Windshields Out of Pocket

Colorado law gives you the right to $0 deductible glass coverage. Let Pink Auto Glass verify your coverage and file the claim — free, fast, with no effect on your rates.