Does insurance cover windshield replacement?
Comprehensive insurance covers windshield replacement. Glass coverage and out-of-pocket costs depend on your policy and deductible. In other states, your standard deductible applies (typically $250–$500).
Updated June 2026
Windshield damage is covered under comprehensive insurance, not collision. Comprehensive covers non-collision damage: weather, falling objects, vandalism, and glass breakage. Collision only covers accidents where your car strikes something.
Glass coverage and out-of-pocket costs depend on your policy and deductible. In other states, your deductible applies — and if your deductible is higher than the repair cost, it may not be worth filing.
Ask your insurer whether a glass claim could affect future premiums or discounts. Because glass damage is typically weather-related (hail, road debris), it is treated as a no-fault event. Always confirm with your specific insurer before filing.